Each and every year, more than two-million people apply for Social Security Disability benefits. Unfortunately, the majority of these applications are denied at the initial stage of the application process. In fact, as many as 70 percent of disability applications are denied by the Social Security Administration. Oftentimes this is due to mistakes on the part of the disability applicant.
Almost all US citizens who are above 65 years old seem to know that Medicare is an encompassing insurance system that is ready to provide them medical services and benefits at low costs. However, not all younger Americans know that the program, through Social Security Disability, can also be their lifeline. It appears that Medicare does not work as well for the 8 million younger enrollees.
When a person lives with chronic and severe pain, the burden can be overwhelming. Pain can prevent you from doing even the simplest of tasks, let alone maintaining the responsibilities of full-time employment. To make matters worse, chronic pain can lead to other issues, such as anxiety and depression.
Although it has been reported that the economy is slowly getting better after some turbulent times, Social Security Disability claims are still on the rise. Why is the Social Security Administration receiving more and more claims for disability benefits? Why was there an increase of 21-percent for disability applications between 2008 and 2009? Even more importantly, what does this increasing number of disability claims mean for disability applicants?
Social Security Disability is a great benefit to those who truly need assistance due to a severe medical condition that prevents them from working for at least a year. However, sometimes people violate the law and fabricate a medical condition. Detecting a fraud in the Social Security system is a challenging process, but it is one that is necessary in order to maintain the integrity of the program.
For many suffering from debilitating medical conditions and disabilities, the process of determining whether or not you are eligible for benefits can be daunting. The main question regarding this is: What conditions qualify for disability?
According to the Social Security Administration (SSA) “blue book”, there are several medical conditions that will qualify you for benefits, however there is always room for exception.
Many individuals have plenty of questions when going through the Social Security Disability application process. They often assume that the questions will be over when their application for disability benefits has been approved. The fact of the matter is that more questions usually present themselves once the application has been processed and the approval letter is in hand, most commonly in regards to Social Security Disability payments. When will disability payments begin? How will Social Security Disability benefits be paid? How much will the payments be?
Individuals who suffer from severe disabilities often face serious financial hardship. While going through the Social Security Disability application process, the bills can begin to pile up, and once the approval of benefits is in hand, these individuals finally see a light at the end of the tunnel. At that point, the question that most Social Security Disability beneficiaries find themselves asking is exactly what bills they can pay with their benefits and how they are allowed to spend their money.
While the majority of Americans used to work for outside employers, many of today's Americans are pursuing their own passions and dreams and are now self-employed. When a self-employed individual becomes disabled, he or she may be confused as to whether or not they can qualify for Social Security Disability benefits and, if they do qualify, how much they will qualify for. If you are self-employed and have suffered from a long-term or permanent disability, you may be wondering if you can qualify for Social Security Disability payments.
The Central Valley Business Times, an online California newspaper, recently reported that as part of national health care reform, California has opened enrollment in a state-wide, pre-existing condition insurance plan. Those eligible to apply for the insurance are residents of the state who haven’t had health insurance in over six months and who have either been denied coverage because of a pre-existing disabling condition or who have been offered coverage by the state’s Major Risk Medical Insurance Program, but at an increased premium.
