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The Central Valley Business Times, an online California newspaper, recently reported that as part of national health care reform, California has opened enrollment in a state-wide, pre-existing condition insurance plan. Those eligible to apply for the insurance are residents of the state who haven’t had health insurance in over six months and who have either been denied coverage because of a pre-existing disabling condition or who have been offered coverage by the state’s Major Risk Medical Insurance Program, but at an increased premium.

When some people go through the disability application process, they are surprised to find out that they must have a Social Security Disability Representative Payee in order to receive the benefits they have been approved for. Why does this happen? Does everyone who qualifies for Social Security Disability need a Representative Payee in order to receive benefits? Understanding what a Representative Payee is and why some Social Security Disability beneficiaries need one can help alleviate questions and concerns regarding this policy.

Many people would like to believe that the disability application process is simple, straightforward and hassle-free. In some cases it is, but in most cases the process is long, drawn-out and frustrating. More than a few Social Security Disability horror stories abound. Why do things go so wrong with disability claims? What causes some people to skate through the qualification process while others must go through appeal after appeal to get the benefits they are rightfully entitled to?

If you are receiving Social Security Disability benefits, you may find yourself wondering if you are allowed to earn any income at all or even volunteer your time to worthwhile organizations. After all, you get disability benefits because you are unable to work and earn a substantial income. Does that, however, mean that you cannot perform any work-related activities at all? Furthermore, does it mean that you are not allowed to volunteer your time? Not necessarily.

Living with Purpose

Navigating the complex intricacies of the Social Security Disability application process can be overwhelming. This is especially true when trying to determine how Medicare or Medicaid will help you along the way. Though they are similar in nature, both insurance plans are very different, and understanding the difference is key to determining the benefits you will receive. This article will help you have a better understanding of the main differences within the Medicare/Medicaid services.

Many people understand what Social Security Disability benefits are, but not everyone knows exactly who qualifies for these benefits. How long must you be disabled in order to qualify for Social Security Disability? How does your work history impact your ability to collect Social Security Disability benefits? How do you know if your particular disability qualifies under the Social Security Administration's guidelines?

There are whisperings and rumors that the Social Security system is going to go bankrupt next year. Is this true? Is Social Security really at risk? And if it is, what is going to happen to Social Security Disability benefits? Before you panic and assume that your monthly Social Security Disability benefits are going to stop coming, there are some things you need to know about these Social Security myths.

When filing a disability claim, the main factor taken into consideration when reviewing your claim for benefits is how your specific disabling condition affects your ability to work and earn a substantial income. If you do not have enough medical documentation to support this claim or if you have not had a recent evaluation, the Social Security Administration may require you to go for a consultative exam.

Many people wonder if they can collect unemployment benefits while applying for Social Security Disability. After all, it can take months or even years for the Social Security Administration to approve your claim for Social Security Disability benefits. Shouldn't you be able to collect unemployment benefits while you wait? You are, after all, unemployed.

Almost everyone has heard the horror stories involving Social Security Disability applications that have taken years to make their way through the approval process. For those individuals who have severe disabilities and are in immediate need of Social Security disability benefits, these tales can invoke feelings of helplessness, frustration and despair. If it is immediately evident that someone is in need of Social Security Disability benefits, shouldn't their Social Security Disability applications be processed more quickly?