Does not working for last several years (due to applying for SSDI) change benefit amount?

Submitted by Anonymous (not verified) on

I have not been able to find any answers regarding this. I suppose I'll find out soon with award letter but I'd like to get a heads up on things. My wife initially applied for SSDI back in 2012. Went through entire process and was denied. My wife and I as well as our attorneys disagreed with this but since sueing the federal gov is expensive and time consuming we just filed a new case right afterward. We saw judge last month and she got approved with most of her backpay as well (from new filing date, not first one obviously). All well and good. But I saw that SSA has a rough benefits calculator to see what your benefits would be. It looks like its meant for retirement but also lists disability. Now, I remember way back in 2012 we called SSA and they said her estimated benefits would be around 1200 a month. But when I use that calculator, due to her haveing no income for years 2013 until now it shows she is not eligible. She had no income due to being disabled and obiously didnt work. My question is, will she be "penalized" for that and get much lower benefits?

Bryan
Mon, 09/11/2017 - 16:11 Permalink

Hi there,
Generally, you would need to have worked at least 5 of the last 10 years for benefits, so that may not affect her benefits.

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